Stripe vs PayPal cost
Sourced monthly estimates for Stripe Payments and PayPal commercial transactions (US) from first-party pricing. Snapshot 2026-09-21.1.
Stripe Payments · PayPal commercial transactions (US) · card-processing
| Provider | Plan | Est. / month | Included | Source date |
|---|---|---|---|---|
| Stripe | Standard (domestic cards) | $117.00 | — | 2026-09-16 |
| PayPal | Standard credit and debit card payments | $138.70 | — | 2026-09-16 |
| PayPal | PayPal Checkout | $153.70 | — | 2026-09-16 |